One Of Sydney's Finest Finance Brokerage

29-14 Entin inter

New York 11105

29-14 Entin inter

New York 11105

Mon-Fri (8am - 6pm)

Sat-Sun (10am - 2pm)

Mon-Fri (8am - 6pm)

Sat-Sun (10am - 2pm)

Understanding Your Family's Needs

29-14 Entin inter

New York 11105

29-14 Entin inter

New York 11105

Mon-Fri (8am - 6pm)

Sat-Sun (10am - 2pm)

Mon-Fri (8am - 6pm)

Sat-Sun (10am - 2pm)

We Help You Get Approved Faster

previous arrow
next arrow
Slider
  • Bankstown,

    Sydney and Chatswood

  • Joseph Vo: 0412 383 159

    Mia Feng: 0430 551 680

  • Mon - Fri (9am to 5pm)

    Sat - Sun (By appointment)

  • joseph@jmlending.com.au

    mia@jmlending.com.au

GET INTRODUCED

Our Mission Is To Help You Achieve Your Financial Goals

WHY CHOOSE US

Get Started With Our Free Advice

Property Investment

When investing in property, it is important to have the right people helping you. We’d be delighted to assist you with financing your property investment.

Home Loan Refinance

Things change over time. Perhaps you’ve changed jobs? Perhaps you have a new family member? Perhaps you are looking for a lower rate or if you’re ready to begin a renovation.

First Home Buyer

It is an exciting but difficult decision to make. These two questions are crucial: how much money you can borrow and what your repayments will be.

HOW TO GET STARTED?

Helping With Your Home Purchase Journey

Purchase New House

It’s a big decision, so it’s good to have someone there to help you make the right one.

  • Buying A Home
  • Becoming A First Home Buyer
  • Building A New Home
  • Refinancing Your Home Loan
  • Investing In Property

Apply For Loan

Buying a property is a time to be excited. Don’t waste it looking for a loan.

  • Typical Loan Features
  • Explaining The Loan Process
  • Checklist of Loan Documents

Refinancing Your Home

But where to start? We can help you weigh it all up.

  • Refinancing Options
  • Competitive Rates and Lenders

Refinance Advisor

Advice on different types of financial options available in the marketplace

  • Home Loans
  • Business Loans
  • Personal Loans
  • Equipment Finance

WHY WORK WITH JM LENDING?

Benefits Of An Experienced Broker

You’re In Right Place!

We'll help you find the right path

Get A Mortgage Quote

Reap the benefits from our extensive network of lenders

OUR TEAM

Our Staff Profiles

Joseph Vo

Team Member

Mia Feng

Team Member

FUN FACT

Experienced finance brokers are the best way to get a loan approved

  • We provide real choice, looking to find you the right deal

  • We work with multiple lenders, keeping competition alive

  • We may negotiate a better outcome

  • We help at a time and place that suits you

  • We do the legwork for you

COUSTOMER FEEDBACKS

What People Say

You must meet these criteria among other terms and conditions. No matter what personal loan you are applying for, it doesn't matter.
  • At least 18 years of age
  • You can hold Australian or New Zealand citizenship or permanent residence in Australia or an eligible visa (call 13 1431 for more information)
  • Australia: Live and Learn
  • Meet minimum income requirements
  • Regular income or employment
  • Good credit rating
  • Do not go through bankruptcy
A mortgage refers to a loan in which real estate is used for collateral. Mortgages are used to finance your investment property or home. You don't have to pay all the money upfront. The borrower pays back the loan with interest and principal over time via a series or repayments. Usually, the lender is listed on the title of the property until repayment of the entire loan. Principal and interest are the two components of mortgage repayments. The principal is the amount borrowed by the lender to purchase the property. The cost of borrowing money is called the interest.
Lenders use a credit score (sometimes referred to simply as a credit rating) as a guideline for how responsible someone is with money and whether or not they are eligible for a loan for their home. It is usually between 0 to 1200 depending on which credit agency it is. It is based on the person's past history of paying bills and loans, as well how frequently they have applied for credit. It considers all credit cards, regardless of whether money is owed on them, and any other debts.
Lenders assume that 30% of your income can be used for loan repayments when they look at your mortgage application. They then factor in your assets, debts, and spending to predict your borrowing power.

LET’S CONTACT

Contact Us Today